Changes to Employer Supernnuation Guarantee from 1st July 2025

From 1 July 2025, the Superannuation Guarantee (SG) rate will increase from 11.5% to 12%. This change applies to all ordinary time earnings (including salary and wages) paid on or after this date—even if the pay period began before 1 July.

What This Means for Your Business

To stay compliant and prepared, here are the key actions you should take:

• Review your payroll systems and employment contracts 

Ensure your payroll software and employee agreements are updated to reflect the new SG rate.

• Update your financial forecasts 

Adjust your budgets to account for the increased super contributions. This will help maintain accurate cash flow projections and avoid surprises.

• Communicate with your team 

If necessary, inform your employees about the SG rate change—especially if it affects their take-home pay or salary packaging arrangements.

💡 Reminder: The 12% SG rate is the legal minimum. However, some awards, enterprise agreements, or employment contracts may require a higher contribution rate. Always check your obligations.

If you would like to get more information about the same please contact us.